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Buyer Information

Important notice about your Closing (buyers/borrowers).

As you may know, our office represents your lender in matters relating to your request for a mortgage loan in order to purchase real estate. We have commenced an examination of the title and have ordered necessary information to complete the closing.
When these matters are completed and reviewed by our staff we will notify you to arrange a time to close the loan. We will also advise you of any funds you may need to complete the transaction. Click here for more (PDF Document).

Title Insurance Primer

Frequently Asked Questions About Title Insurance

  • Why Do You Need It? 
  • What is a Title? 
  • Do I need Title Insurance? 
  • What can make a Title Defective? 
  • How much does Title Insurance cost? 
  • How much does Title Insurance cost?

Questions Answered Here (PDF Document).

Seller Information

Important information regarding your Closing (Sellers)
If our office has been asked to act as settlement agent in the closing of the real estate you are selling, there are some matters that we will require your assistance with in order to expedite the transaction and prevent delays or extra costs to you. They are listed below. Seller Information (PDF Document).


How long does it take to get a Special Permit or Variance?
The appeal process generally takes four to five weeks, depending on the project. You can help move the process along by providing the Board with up-to-date information. More Info Here (PDF Document).

1030 Exchanges

Every Section 1031 Exchange transaction is different. There are many more nuances to tax deferred exchanges than can be presented here. Before beginning any real estate transaction, you should consult an attorney and/or tax advisor to determine how an exchange may best be structured to accomplish your investment objectives. More Info Here (PDF Document)

Homestead Protection Law

Secretary Galvin Announces Changes to the Homestead Protection Law

Changes to the Homestead Protection Law, Massachusetts General Laws, Chapter 188, § 1-10, went into effect March 16, 2011, which significantly changed the protections available to homeowners. The link below provides information to homeowners as well as a pamphlet issued by the Secretary of the Commonwealth which answers many questions regarding the new changes. Click here for more (Opens Massachusetts State Website).

Ways to Hold Title

General characteristics of different ways to hold title to Real Estate.

The following information is intended only to give a brief description of the three common ways of holding title and is not provided for the purpose of advising you how to take title.

If further information is desired about creditors rights against the title, advantages and disadvantages with respect to estate planning and other practicalities, you should seek legal counsel from your attorney or retain an attorney for advice in these matters.  Read document here (PDF Document).

Information and materials on this site are presented by the Law Offices of Paul R. Tardif, Esq. for informational purposes only, and do not, and are not intended to constitute legal advice or opinions. Neither transmission nor receipt of such materials will create an attorney-client relationship between the sender and receiver.

While we hope that the information we present is useful and informative, users of this site should not take, or refrain from taking, any action based upon materials in this site without consulting legal counsel.

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The Law Offices of Paul R. Tardif, Esq. is not responsible for any third party content that may be accessed through or linked to this Website. Any third-party links appearing on this site are provided only for your convenience. We cannot promise that the information on this site is applicable to your circumstances, correct, complete, and up-to-date. Although we try to keep our site current and accurate, you should not rely on this information or its applicability to any specific circumstances without first speaking with an attorney.